Hi just wanted to update everyone... today CMHC which is one of the largest insurers for mortgages with under 20% down announced a HUGE change...If any of you are thinking about buying a home and putting under 20% down you should really think about purchasing ASAP. At the beginning of July these changes mean one of the borrowers has to have a minimum credit score of 680. Also ratios of GDS/TDS are now limited to 35/42..... What does this mean? Well for example if at the moment you qualify for $400,000 mortgage in July this would decrease to approx $360,000 an approximate decrease of 10% of your purchasing power. Yes there are a few other insurers but they too may follow.... So if you are thinking of buying or have questions give me a call ASAP 4036153455
Real estate has been deemed an essential service. Most Realtors, lawyers and mortgage brokers are still working and showings are still continuing (under strict guidlines). Please don't hesitate to get in touch if you have any questions.
Here I am discussing mortgage deferrals with Jan Gosse who is a great mortgage broker used by many of my clients. Jan works for Axiom Mortgage Solutions and she can be contacted on 403 921 2293. If you have any questions regarding realestate during the COVID - 19 Pandemic please feel free to contact me.
A big shout out to our clients....Thank you for being so AWESOME & helping our business grow. We really do appreciate the referral of family & friends, entrusting us with their real estate needs. If you know of anyone looking to buy or sell, please don't hesitate to pass on our details, we would be happy to help them. Thank you, Julie & Eddie
Want to know what's happening in your local housing market? Want to know what your home is worth in todays market? Get in touch & we will be happy to have a (no pressure) chat about your housing needs & how we can assist you!
On my travels around photographing real estate for Julie, I especially enjoy driving in the country and often see old barns and trucks...I love it! Yesterday on the way to photograph an acreage just outside of Carseland I passed this lovely old building and snapped a picture!
UPDATE this building is actually the old Mossleigh Post Office.....I have attched some information regarding the building & thanks to Jeff Nattress & Michael Gardener for finding the information.
We strive to make life less stressful when selling your home! We will make your home look as fabulous and appealing as possible when we market it, will ensure you are fully updated and supported along the way and will work hard to get you the best possible price :)
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